Health Investor HMO Option Plan

Is this the plan for you?

• Control how you spend, or save, your health care dollars with the Health Investor HMO plan and a Health Savings Account
• See your Primary Care Physician or any other doctor in the network
• Aetna’s National network allows you to seek care within the State or outside of Florida within our network of providers
• NO REFERRALS needed
• You pay the first $1,600 ($3,200 for family) out-of-pocket for all services and prescriptions except for preventive care – this is your deductible*
• After the deductible is met, your insurance “kicks in” and you pay a percentage of the cost - this is your coinsurance**
• Preventive Care covered 100%
• If you or your covered dependents do not have other health coverage, you may open a Health Savings Account (HSA) and make pretax contributions to it. You can use the HSA to pay qualified out-of-pocket expenses, such as your deductible and coinsurance
• Unused money rolls over and can grow over time, tax free
• You own your HSA, so it’s yours to keep
• Aetna Health Connections, Disease Management, Informed Health Line, and Beginning Right Maternity programs included at no extra cost

*Annual Deductible: this is the yearly amount you are required to pay before anything except preventive care is covered.

**Coinsurance: a percentage of the medical and pharmacy costs you are required to pay after your annual deductible is met.